What if the income earner in your family had an accident or became ill and couldn’t work for a while? How would your family cope with a sudden loss of income for what may be many months, while they got back on their feet?

How long would you be able to meet the everyday costs of life … the rent or mortgage… the electricity, gas and water bills… your car repayments… or even the basics such as food and clothing?

You might have some savings but is that really what you want to use them for? Social security may help, but it might only be a fraction of what you need and are used to.

Income Protection is a monthly benefit that pays you up to 75% of your income and covers you for accidents, illnesses or major traumas. It can pay you up until you return to work (after your waiting period), if you cant return, up until retirement age being age 65. The length of time you receive payments depends on a number of factors including your occupation and your contract term; for example two years, five years, or up to age 60 or 65.

Income protection insurance is tax deductible and is designed to ensure that you can continue to pay the mortgage, put food on the table and carry on financially until you return to work.

Do not leave the future well-being of your loved ones to a chance - speak to our insurance specialist Today.

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