To speed up your application, make sure you have the necessary documents on hand when applying for your mortgage or investment loan - you can fax, email or post these documents to us.

PAYG Applicant:

Required:

• Latest pay slips (the latest is to be less than a month old)
• Latest group certificate OR latest tax return OR latest tax assessment
• 100 point identity check

May be required:

• Letter from employer confirming superannuation salary sacrifice and/or fully maintained vehicle (if applicable)

Self-Employed/Company/Trusts Applicant:

Required:

• Financials (eg. profit & loss statement and balance sheet)
• Tax returns for the business in last 2 years (the latest cannot be more than 18 months old)
• Personal tax return for the last two years
• 100 point identity check

May be required:

• Interim financials/BAS Statements
• Last 3 months bank statements of business working accounts

Trust applicants:

•  Copies of the trust deed

Company applicants:

•  Copy of company constitution

Loan Purpose is…

Refinancing:

Required:

• 6 months bank statements for home loan to be refinanced (to show you have a good repayment history)
• Latest statement from any Credit/store cards, personal loans and other unsecured loans being refinanced.
• 100 point identity check

Property purchase:

Required:

•  Front page of contract of sale
• If the LVR < 95%: Latest bank statements to confirm that you currently hold the funds for the deposit
• Is the LVR > 95%: 6 months statements to confirm a minimum of 3% personal contribution.
• A Statutory Declaration stating that a gift or any other contribution you have received is not repayable.